Schedule of Fees
| Schedule of Fees | |
| Effective Date: March 1, 2021 | |
| Itemized Service Fees | |
| Membership Fee | No Charge |
| Early Account Closure Fee (If membership closed within 6 months of opening) | $ 10.00 |
| Courtesy Pay Fee Per paid NSF item initiated by in-person withdrawal, draft, ACH, ATM, or other electronic means |
$ 29.00 ea. |
| NSF Fee Per returned/cancelled draft or ACH item due to non-sufficient funds |
$ 29.00 ea. |
| Stop Payment Fee (per request to cancel drafts or ACH items) | $ 15.00 ea. |
| NSF Stop Payment Fee | $ 29.00 ea. |
| Share Draft Copy Fee | $ 2.00 ea. |
| Draft Printing Fee | Prices Vary |
| Debit Card Replacement Fee No charge for home delivery within 10 business days. Two-day shipping $9, One-day shipping $27. No delivery charge if you pick card up at the office. |
$ 7.00 ea. |
| Customized Debit Card Fee No charge for home delivery within 10 business days. Two-day shipping $9, One-day shipping $27. No delivery charge if you pick card up at the office. |
$20.00 ea. |
| ATM Deposit Adjustment Fee | $ 10.00 ea. |
| ATM Deposit- Empty Envelope Fee | $ 29.00 ea. |
| Wire Transfer Fee (Incoming) | $ 10.00 ea. |
| Wire Transfer Fee (Outgoing Domestic) | $ 20.00 ea. |
| Wire Transfer Fee (Outgoing International) | $ 50.00 ea. |
| Cashier's Check Fee | $ 5.00 ea. |
| Records Copy Fee (statements, histories, etc.) |
$ 1.00 ea. |
| Returned Check Fee For personal checks drawn on another Financial Institution Any other returned deposit |
$ 29.00 ea. $ 10.00 ea. |
| Research/Reconciliation Fee No charge if error by Credit Union - One hour minimum |
$ 20.00 per hour |
| Garnishment/Levy Fee | $ 75.00 ea. |
| Removing Joint Owner Fee Upon 3rd occurrence and thereafter |
$25.00 ea. |
| Dormant Account Fee Assessed only on member accounts that meet all of the following criteria: a) Member is 18 years of age or older; b) No open loan/VISA; c) No open IRA account; and d) total share balance less than $50. |
$ 5.00/qtr. |
| Check Cashing Fee Waived for members with any of the following: a) combined share balances of at least $200, or b) an active checking account, or c) a current loan, or d) age of 18 years or younger |
$ 5.00 ea. |
| Bad Address Fee (per statement mailed) Upon notification by USPS of an address error, address change, or notification of unable to forward |
$ 5.00 ea. |
| Aggregated Transaction Fees | |
| ATM Fee (Deposit and Purchase Transactions are excluded) | |
| First 10 of a calendar month | FREE |
| Excess of 10 in a month | $ 2.00 ea. |
| (Transactions include cash and transfer withdrawals and balance inquiries. Free transactions are per membership account.) | |
| Excessive Withdrawal Fee (Savings accounts only) | |
| (AFCU teller assisted cash and check withdrawals from Prime Shares, Vacation, Christmas, Special and Insurance accounts only) | |
| First 3 of a calendar quarter | FREE |
| Excess of 3 in a quarter | $ 2.00 ea. |
| Shared Branch Fee (usage per membership account) | |
| (For use of shared branching network outlets for withdrawals, transfers and cash back on deposits) | |
| First 4 of a calendar month | FREE |
| Excess of 4 in a month | $ 4.00 ea. |