Home Equity Loan
Our fixed-rate Home Equity Loan lets you take advantage of the equity in your home to get the money you need for a variety of reasons. And since the loan is with your Credit Union you pay so much less than you would at other lenders. That’s because we don’t charge an origination fee and we keep closing costs low*. It’s all part of our goal to save you money!
Maybe you need money for home improvements, college education expenses, a vacation – the possibilities are endless with a Autotruck Home Equity Loan.
Check out these benefits:
- Competitive fixed rate
- Loan amounts starting at $5,000**
- Terms up to 180 months**
- Borrow up to 80% of your home’s value***
- Low closing costs with no “credit union” origination fee*
Have a loan at another lender? Contact us to find out how much refinancing the loan at Autotruck might save you.
Home Equity Line of Credit Loan
Our variable rate Home Equity Line of Credit can help you take advantage of the equity in your home by making advances as you need them.****
- Competitive market-driven rate
- Loan amounts starting at $5,000
- Borrow up to 80% of your home’s value***
- Low closing costs with no “credit union” origination fee*
Contact us today to determine whether the Home Equity Line of Credit is a good fit for you!
*Closing costs consist of pass-through third-party fees such as title, appraisal/evaluation, flood, and recording. Closing costs typically range from $408 to $523.
**Home Equity loans with terms over 120 months must be at least $30,000.
***Combined Loan-to-Value is calculated by taking all debts owed against your property, and dividing by the value of the home as determined by appraisal or evaluation.
****Minimum Home Equity Line of Credit advance is $500.