Credit Sense
Your credit score plays an important role in your finances.
With Autotruck’s Credit Sense program, built into Virtual Branch Next and our Mobile App, you can check your score anytime for free!

Checking monthly, weekly or even daily won't hurt your score. In fact, we encourage you to check it often and get in the habit of monitoring your credit. Simply log in for instant access to your credit score and report, along with personalized tips on how to improve your score or maintain an already great one. An important part of budgeting and planning for the future is not only understanding your financial picture but to protect the credit history you have built.

Benefits of checking your score regularly include the ability to:

• Receive daily credit monitoring with alerts for major changes
• Identify credit bureau or reporting errors
• Understand the factors that impact your score
• Get information and tips on how to improve your credit
• Take control of your score
  
  

It’s simple to get started

Log in to Virtual Branch Next by logging into your account at the LOGIN Box at the top of this page or log in to our Mobile App.

- First time users should click on the “Credit Sense” Box on your Dashboard

- When prompted, accept the disclosure and follow the prompts to enroll 

- Each time you log into Virtual Branch Next or the Mobile App you will see Credit Sense. 

Have You Built A Strong Credit Score?

With Credit Sense you get the ability to take control of your credit score. Maybe your credit score is great, but with Credit Sense, you can monitor your score, view your report, see offers just for you, get alerts and gain insight into ways you can continue to keep your credit score strong.
 

Does Your Score Need Improvement?

Credit Sense gives you the information you need to start improving your credit. You’ll get free ongoing credit score reports, monitoring, alerts, personalized offers and expert insight on how to improve and strengthen your credit.
 

Ongoing Credit Monitoring & Alerts
Never miss anything that happens to your credit with real-time security and update alerts any time your credit file changes. This helps you keep an eye out for identity theft. With your credit report, you will find a list of open loans, accounts and credit inquiries. You will also see details on your payment history, credit utilization and public records that show up on your account. 
 

Personalized Offers
Based upon your current credit and financial position, we will present you with recommended and personalized offers to help manage your credit needs, ultimately helping guide you toward your goals.

Have Questions?

Click for more information: Credit Sense Frequently Asked Questions